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2026-03-14
2026-03-14
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Check-Cashing and Financial Services with Multi-Location Operations

Financial Services
Miami, FL (Miami-Dade County)
Asking Price:
$1,860,000.00
The total price the seller is asking for the business.
Listing Image

Business Overview

Operating since 2004, this financial services company specializes in check-cashing and related monetary transactions, serving clients who require immediate access to funds. Supported by all necessary operating licenses, the business maintains a loyal customer base built over nearly two decades. With a foundation in Miami-Dade County's diverse and dynamic market, the company benefits from a stable economic environment with low unemployment and steady state economic growth. The operation currently encompasses multiple outlets, including a newly established location positioned to expand market reach. Managed consistently by its original owners and staffed with dedicated personnel, this business offers a well-established platform for continued growth within the financial services sector. The company is offered alongside a sister business, enhancing strategic value for a buyer seeking expansion or integration opportunities.

Facilities & Infrastructure

  • Leased facilities with current lease expiring May 2025
  • Operating multiple service outlets including a newly opened third location
  • Staffed by 11 employees providing comprehensive service coverage
  • Equipped with FF&E valued at $53,169

Property Highlights

  • Multi-location presence enhances customer accessibility
  • Established service footprint supports sustained transaction volume

Key Business Facts

Cash Flow
$619,988
Net profit before taxes + owner’s salary + interest + depreciation. Shows total money available.
Gross Revenue
$1,082,521.00
Total annual business income before deducting expenses
EBITDA
N/A
Earnings before interest, taxes, depreciation, and amortization.
FF&E
$53,169
Furniture, fixtures, and equipment included in the sale (e.g., desks, kitchenware, machinery).
Year Established 2004
Employees 11
Inventory
N/A
Value of unsold products, materials, or merchandise. If blank, the seller didn’t provide it.
Rent
$5,645.00 per Month
Figures presented are seller-provided or estimates and are not audited. Buyer to verify all information during diligence.

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Market Insights

Demographics (County)

Population Growth (5y) -1.11%
U.S. Avg. +4.1%
Median Household Income $68,694
U.S. Avg. $74,600
Median Age 40.80
U.S. Avg. 38.9
Bachelor’s Degree+ 33.21%
U.S. Avg. 38%

Economy

State GDP $1,309,392M
U.S. Avg. $28.8T
GDP YoY 5.09%
U.S. Avg. +2.4%
Unemployment 1.94%
U.S. Avg. 3.9%

Crime & Safety

Violent Crime / 100k 229
U.S. Avg. 380
Property Crime / 100k 1079
U.S. Avg. 1950
Note No safety note available
U.S. Census Bureau, U.S. Bureau of Economic Analysis, U.S. Bureau of Labor Statistics, FBI Crime Data Explorer.

Growth & Expansion

  • Potential to leverage new outlet for customer base growth
  • Opportunity to increase service offerings aligned with local demand

Operation & Support

  • Four-week transition assistance provided by current owners
  • All requisite licenses and permits maintained
  • Operational oversight includes active owner management
  • Leased premises with term until mid-2025
  • Seller transitioning due to shifting personal commitments

Lifestyle Fit

  • Ideal for business buyers seeking a financially stable service platform
  • Moderate Management commitment estimated between 10-20 hours per week
  • Owner engagement focused on strategic oversight and staff coordination
  • Business supports multi-location operation with established systems

Process & Next Steps

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Information deemed reliable but not guaranteed. Buyer to verify all information during due diligence.

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