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Established Check-Cashing and Financial Services with Multiple Locations

Financial Services
Miami, FL (Miami-Dade County)
Asking Price:
$1,840,000.00
The total price the seller is asking for the business.
Listing Image

Business Overview

This company has operated under consistent ownership since its founding in 2003, providing essential check-cashing and related financial services tailored to local clientele who require immediate liquidity solutions. Situated in a diverse and economically active metro area within Miami-Dade County, the business serves a broad customer base with a stable portfolio backed by all necessary state and local permits. The enterprise benefits from a strong local market environment with a sizeable population and a median household income suited for its financial service offerings. With nine employees supporting operations across multiple outlets, including a soon-to-open third location, this opportunity presents operational continuity and growth potential within a well-defined service niche. The business is structured to facilitate ongoing US visa sponsorship support, enhancing appeal for investors targeting this segment.

Original posting date: 2026-03-14

Facilities & Infrastructure

  • Three operational outlets including a new NW Miami location
  • Leased premises with lease expiring May 2027
  • Fully equipped with necessary financial services technology
  • Team of 9 trained employees supporting daily operations

Property Highlights

  • Multiple site presence increases customer reach and revenue potential
  • Established customer relationships contributing to consistent cash flow

Key Business Facts

Cash Flow
$617,491
Net profit before taxes + owner’s salary + interest + depreciation. Shows total money available.
Gross Revenue
$1,277,326.00
Total annual business income before deducting expenses
EBITDA
N/A
Earnings before interest, taxes, depreciation, and amortization.
FF&E
$112,936
Furniture, fixtures, and equipment included in the sale (e.g., desks, kitchenware, machinery).
Year Established 2003
Employees 9
Inventory
N/A
Value of unsold products, materials, or merchandise. If blank, the seller didn’t provide it.
Rent
$6,738.00 per Month
Figures presented are seller-provided or estimates and are not audited. Buyer to verify all information during diligence.

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Market Insights

Demographics (County)

Population Growth (5y) -1.11%
U.S. Avg. +4.1%
Median Household Income $68,694
U.S. Avg. $74,600
Median Age 40.80
U.S. Avg. 38.9
Bachelor’s Degree+ 33.21%
U.S. Avg. 38%

Economy

State GDP $1,309,392M
U.S. Avg. $28.8T
GDP YoY 5.09%
U.S. Avg. +2.4%
Unemployment 1.94%
U.S. Avg. 3.9%

Crime & Safety

Violent Crime / 100k 229
U.S. Avg. 380
Property Crime / 100k 1079
U.S. Avg. 1950
Note No safety note available
U.S. Census Bureau, U.S. Bureau of Economic Analysis, U.S. Bureau of Labor Statistics, FBI Crime Data Explorer.

Growth & Expansion

  • Addition of third location expands geographic footprint and service access
  • Opportunity to broaden service offerings within existing market

Operation & Support

  • Four-week seller transition provided at no additional cost
  • All operating licenses and permits are current and transferable
  • Established management and workforce support operational stability
  • Leased facility arrangement offers flexibility for future site decisions
  • Sale includes affiliated sister company enhancing overall business scope

Lifestyle Fit

  • Attractive for committed business buyers seeking active management
  • Moderate owner involvement expected given team size and operations
  • Ownership role focused on oversight and strategic growth initiatives
  • Suitable for operators seeking a presence in a stable financial services niche

Process & Next Steps

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2. We’ll send available details about this listing and opportunities like it.

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Information deemed reliable but not guaranteed. Buyer to verify all information during due diligence.

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