Expansive Merchant Portfolio with Strong Regional Reach and Growth

Service Business
New York, NY (New York County)
Asking Price:
$3,600,000.00
The total price the seller is asking for the business.
Listing Image

Business Overview

This extensive merchant portfolio includes 193 active processing locations, primarily concentrated within New York. It offers a robust residual income stream supported by a well-established network of convenience stores, markets, and restaurants. Since its launch in 2010, the portfolio has demonstrated reliable profitability exceeding $60,000 monthly, reflecting consistent transaction volume with well-maintained client relationships. The business benefits from disciplined risk management, featuring low chargeback rates and minimal merchant churn, fostering long-term stability. With an established presence in a densely populated, economically vibrant urban environment, there is ample potential to broaden service offerings and capture additional market share. Management has integrated advanced technology and customer relationship tools, facilitating streamlined operations while requiring minimal staffing. The vendor remains engaged in oversight and offers substantial transitional assistance to ensure uninterrupted growth and operational continuity for the next owner.

Facilities & Infrastructure

  • Merchant processing across 193 locations
  • Technology and CRM systems included
  • Minimal part-time employee involvement

Property Highlights

  • Diverse client base across multiple retail and restaurant categories
  • Strong residual income supports steady cash flow

Key Business Facts

Cash Flow
$725,000
Net profit before taxes + owner’s salary + interest + depreciation. Shows total money available.
Gross Revenue
N/A
Total annual business income before deducting expenses
EBITDA
N/A
Earnings before interest, taxes, depreciation, and amortization.
FF&E
N/A
Furniture, fixtures, and equipment included in the sale (e.g., desks, kitchenware, machinery).
Year Established 2010
Employees N/A
Inventory
N/A
Value of unsold products, materials, or merchandise. If blank, the seller didn’t provide it.
Rent
N/A
Figures presented are seller-provided or estimates and are not audited. Buyer to verify all information during diligence.

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Market Insights

Demographics (County)

Population Growth (5y) -0.29%
U.S. Avg. +4.1%
Median Household Income $104,553
U.S. Avg. $74,600
Median Age 38.90
U.S. Avg. 38.9
Bachelor’s Degree+ 64.00%
U.S. Avg. 38%

Economy

State GDP $1,793,384M
U.S. Avg. $28.8T
GDP YoY 0.66%
U.S. Avg. +2.4%
Unemployment 4.53%
U.S. Avg. 3.9%

Crime & Safety

Violent Crime / 100k 397
U.S. Avg. 380
Property Crime / 100k 1849
U.S. Avg. 1950
Note No safety note available
U.S. Census Bureau, U.S. Bureau of Economic Analysis, U.S. Bureau of Labor Statistics, FBI Crime Data Explorer.

Growth & Expansion

  • Opportunity to increase client acquisition during ongoing growth phase
  • Potential to diversify product and service offerings to existing customers

Operation & Support

  • Comprehensive training and onboarding provided to buyer and team
  • All operational permits and software licenses included
  • Owner involvement includes active management with vendor support
  • Flexible financing options may be available
  • Owner reducing direct management focus to pursue other projects

Lifestyle Fit

  • Ideal for business buyers focused on portfolio expansion
  • Moderate management involvement estimated at under 20 hours weekly
  • Owner role emphasizes strategic oversight and growth initiatives
  • Potential for semi-remote administration due to established systems

Process & Next Steps

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Information deemed reliable but not guaranteed. Buyer to verify all information during due diligence.

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